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Mike Celizic

NBCSports.com contributor Mike Celizic provides his unique slant as he takes an offbeat look into the world of sports beyond the box scores.



Lost wallet becomes blessing in disguise

Posted: Friday, August 15, 2008 7:57 AM

I lost my wallet last Tuesday. As fun experiences go, it ranks up there with root canals and prostate exams, except the discomfort is mental instead of physical.

 

I wouldn’t do it again, but now that I finally have a credit card back in my possession after going three cash-free days, I also wouldn’t trade it. By losing my wallet I gained an encounter with some of the most caring people I’ve ever met anywhere.

 

I lost the wallet in a moment of distracted stupidity, which is probably how must wallets are lost. I took it out in a taxi Tuesday night, started thinking about something else, and left it there. It took about two minutes to realize my mistake, but by then it was too late.

 

I cancelled my credit cards, and my bank promised to ship me an emergency replacement for on card by Thursday. There was nothing else to do but write my column and go back to my room to kick myself.

 

Thursday came and went without the replacement card arriving. Today – Friday – there was still no card. But there was a phone call just after noon from Mastercard informing me that the card had not yet gotten to Beijing and they were working on getting the Bank of China to issue a replacement. After a half hour or so, they called again to tell me where to go to get the card.

 

My cash reserves were dwindling fast, but I grabbed a cab and headed to the bank, aiming to get there, as directed, at 4 p.m. At about 3:55, Mastercard called to tell me that there was an equipment breakdown and there would be no card, possibly until Monday.

 

Since I was already at the bank, I figured I’d stop in and see what the story was. It’s the main Beijing branch of the Bank of China, and when you walk in, it’s like entering a modern version of Grand Central Terminal – a huge expanse paved in gleaming marble and made up of a hexagon contained in an octagon with pyramids of glass forming a canopy some 60 feet overhead.

 

Two walls were lined with numbered tellers’ windows. To the right was a big triangular island of carrels for credit card issues. Employees scurried everywhere, the women dressed in
maroon suits, the men in black slacks, white shirts and dark ties.

 

One of our translators had written down my problem and the person I was supposed to see. A greeter apparently was expecting the dumb American who’d lost his wallet, and told me that I would have to wait for 10 or 20 minutes before someone would be available to talk to me. She was so exquisitely polite, I didn’t have the heart to inflict on her any of the bile that had been accumulating in my gorge. I kept telling myself it wasn’t her fault that I’d been sent on a fool’s errand.

 

After about 15 minutes, a 25-year-old manager who spoke excellent English approached me. Her name is Tan Meijuan, but she introduced herself as “Shirley,” the name her English teacher had given her.

 

“Shirley” told me that the bank’s machine that turns out replacement credit cards was broken, but a technician was working on it. She had hopes that it would be repaired before the bank closed at 6. I gave her my phone number and went for a walk, convinced I was going to be spending an un-spending weekend.

 

After another quarter hour, she called and said the machine was fixed and my card ready. I uttered a noise that could be interpreted as expressing glee and hurried back into the bank, where “Shirley” was waiting with my card. After filling out the usual forms, she told me all I had to do was activate it – by calling an 800 number in the United States – and then I could get some cash.

 

There was only one snag: my company-issued cell phone can’t call the United States. I could do that back at the workspace, where we have direct lines back home, but then I wouldn’t be able to get a cash advance at the bank. Shirley and three assistants listened to my lament, probably feared I was about to burst into tears, and dialed the 800 number on the bank’s phone. They didn’t have to do this, but they felt sorry for me, so sorry that one of the assistants showed up with a plush Olympic mascot and gave it to me.

 

I’m not a fan of mascots, and until that moment I thought the Beijing mascots were as lame as any other. But when Shirley gave it to me – the mascot’s name is Nini – I thought it was the loveliest stuffed critter I’d ever seen. It was the purest kind of gift, given to lift the spirits of a dispirited foreigner, an act of thoughtful kindness I’ll never forget.

 

She stayed by my side for the obligatory 10-minute “your-call-is-important-to-us” waltz, walked me to a teller, translated for me as I went through the exercise of getting a cash advance. I learned that she’s been working for the bank for three years and in two more years will get a one-week vacation. After 10 years, she’ll have two weeks. She starts work at 8:30 a.m. and leaves for home at 6:30 p.m. Saturdays and Sundays are off.

 

I’m not sure about you, but I don’t think I’d be as nice as she was at the end of a 14-hour 10-hour day. I thanked her profusely, and she said no thanks were necessary. She was just doing her job.

 

I’ll never forget her.

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Comments

1. i will redouble my resolve to be as courteous as possible to service reps.
2. i will redouble my resolve to be as courteous as possible to others in general.
3. thanks for the article!
This was such a great story.  I felt good after hearing the outcome.  I tried to put myself in your position and can only image how you must have felt.  I am glad that everything ended the way it did.

You will always remember what was done for you and you, it turn, will help someone else out if the opportunity presents itself.  Good Bless!
My wallet was stolen when I was in College nearly 15 years ago.  I came out of a swimming class to find someone had broken into my locker and taken my gym bag, clothes, wallet, and even my shoes.  A friend loaned me some sweat pants and a shirt since it was winter(No loaned underwear... I just wore my nearly dry trunks).  I did the ususal and called credit card companies, got a new driver's license at the Baltimore DMV and moved on figuring I would never see it or its contents again.  Nearly a year went by when i got a small brown package in the mail from a cop in Pennsylvania who after arresting a guy for some other crime was searching his car and in his trunk found my wallet among many others.  I thought most criminals kept only the good stuff, but this guy was apparently a pack rat... not the best personal habit for a criminal, but I was glad to get my wallet back.  Pennsylvania cops are awesome!
Awsome story...  Glad to hear that your expereince was one of kindness and concern on the part of the teller... And I'm sure her comments were heartfelt and true, in that she believes she truely was just doing her job...  It is just this type of picture that China wants the world to see... To understand the Chinese mentality and culture and shake off the old school idea that all Chinese are hard liners who hate the rest of the world and seek to dominate it...
Thanks for the insight
I believe that 8:30am-6:30 pm is a 10 hour day-- long indeed but not 14 hours.  You've had a long day too!   :)
Mike, Kudos to Shirley for doing her job and good for you for keeping your cool.  It paid off!  I'm sure you will put Nini in a place where you'll see it as a reminder of both her kindness and your self control in a difficult position.  If you haven't yet, take a fruit basket or some small token of your appreciation to Shirley.  Enjoy the rest of the games.
Heehee, don't get the math wrong. It is 10 hours from 8:30AM to 6:30PM, not 14 hours.
I like the thought of a 14 hour day-- but there must be an extra  4 hours work in the 10 hours you quoted ?  Is that China time from 830am to 630pm  5 days a week.  And you figured 14 hour days?  Great customer service though.  You anticipate some , then were pleasantly surprised at the excess.( Was it really excess,"just doing the job", to enjoin you to share the joy of work with them ?)  
Now, write about the Olympics.
Just read the tale of the missing card.  The interaction with the local people was exactly as I found it to be during my trip last year.  I was brought up with the following:  "people are people until they prove otherwise."  I have found this to be true throughout my 64 yrs as I have travelled through many countries and encountered locals and their cultures.  Nothing makes me angrier than to hear that " ----" (fill in the blanks) are "---"
I do have to admit though that Americans abroad are somewhat rude and intolerant of others.
Mike
your story brought a tear to my eye. Not only being a 6ft2in 250lbs.59 year old that has a small collection of 4-H stuffed animails. I too had a similar experiance in Brazil with much the same Kindness and thoughtfulness from a Bank employee. Thanks for bring back that memory to the front of my mind.
Take Care
Allen
What an awesome story!  When I'm traveling I always have that fear of losing my bank cards, my pocketbook, my wallet, while far away from home.  Stranded, with no money for food or any of the things on my agenda.  

How very nice that not only were you able to get your credit card company to help you with a somewhat quick solution, but those girls were very kind in assisting you with the sweet kindness that just isn't around so much anymore.

Thank you for sharing, you made my day!  
That's the kind of service you will never see in the United States.  Only in most of Asia will you see people that work that hard and still treat the customers with the utmost respect and will bend over backwards for them.
Wow, that is a great story. I think we as North Americans (I'm Canadian) have it pretty easy, and compared to millions and millions of Chinese, Shirley has it pretty good too. It's hard to compare apples to oranges, but when you think about Shirley's situation, working at a bank for 16 hours a day 5 days a week is surely better than crushing rocks for pennies a day, or scrounging in garbage dumps to find your family's next meal.
8:30-6:30 is not a 14-hour day, it's a 10 hour day -- but still very kind of her to be so concerned and helpful.
On a previous trip to another part of China,  I needed to change travellers checks for cash.    Went to the same, Bank of China, all I could say when I got inside was "wow"  it is like Grand Central, Union Station, you name a Train station Landmark, it is probably like what it is.  You have to speak to someone, then go to a ticket machine, take a number and wait.  It was almost a 2 hour wait for my needs that my Chinese friend/interpreter and I decided to just get lunch on her charge.    What surprises me  is the labor force.   The tellers and the front line people are all college graduates.  I understand, in the USA, you complete High School and a teller training course, you can land a bank teller job.
That was an amazing story, I'm so glad it had a happy ending and how wonderful "Shirley" seems.  Having been with my daughter when she lost her wallet in a foreign country, Italy,  I know how stressful it is.  I cannot believe the hours and lack of vacation that Chinese workers have, and we think the US has poor vacations compared to Europe!   Thanks for providing some relief while I was stressing over Michael Phelps and Rebecca Adlington.  Fortunately they both had good outcomes also.
Your story shows that human kindness and civility can be found in all places.  Many times it is the smaller, individual gestures that we remember the most.
that's a 10 hour day
It would be wise for Bank of America to take lessons from people who give to friends and strangers.
Tan and the othes could change one's prespective about some things but not BofA Mr. Lewis.
Wow, what a great story, thanks for sharing it--I hope Tan Meijuan's boss at the Bank of China sees this and gives her a promotion. Or, a day off to go watch the Olympics!
It was a pleasure to read about a successful American experience over in China.  It seems many of you are receiving splendid courtesy in day to day transactions.  I hope many of us remember that when its our turn to "host".  I recognize not all interactions are having the same success.  YOu know??  So what!  An Olympics is a tough one to pull off at all.  God bless the Chinese!!
Gosh, Mike. Your story reminds me of many instances where I have experienced "random acts of kindness".

Times that I'll never forget, such as the one that my hubby and I were stuck with a flat tire in the middle of I-90 (Upstate NY), while on a 489-mile drive back down to southwest PA. We needed to replace it and it just so happened that there was a Goodyear store on Jefferson St. We will always thank the manager of that Goodyear store, for staying open after 7 p.m. and for having the service dept. patch our tire at no cost.

Another time was when I left my purse with cash, credit cards and all -- at a birthday party for a friend, held at the Sheraton hotel. We went back to get it, but the party was over and everyone had left. I began to panic, but as we approached the receptionist counter, the manager appeared and asked me if it was my purse (he must have seen the look on my face -- ghost-white and worried as heck!) that I was looking for and I ever-so-gratefully said "Yes!" It was then he explained that a little old lady, who had previously seen me with the purse had picked it up and brought it to him.

Thank goodness for an occasional guardian angel! What would we do without them?
That's a refreshing story in this day and age.  I'm 47, but I remember when I was alot younger and going to be stationed overseas in the Navy.  I was on leave in Vermont and used the ATM machine and grabbed my money and forgot my card (which the machine took because I didn't retrieve it).  After calling the bank frantically and explaining that I was going overseas and my flight was leaving in 2 days, they were kind enough to express my card back to me (even though there policy was to destroy it).  


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